Jewelry Repair & Appraisals

Discreet Collateral Loans is the premier lender for jewelry, watches, and diamonds. It is likely that you may not need a loan or want to sell your gold or diamond jewelry. If that’s the case, and you would like to improve on your jewelry from it’s current condition, or need an appraisal for insurance purposes we would be happy to assist you in this process.

The benefits of using Discreet Collateral Loan for your repair and appraisal needs is that we work on a wholesale platform, where your repair costs, as well as your appraisal costs, should be below what you would pay at a retail store.

Expert Repairs

Our repair service extends far beyond jewelry. If you have something special to you that needs repair, we will most likely get it back to new.

Our watch repair service ranges from watch batteries, to sending your watch out for fully warranted authorized factory service. We offer crystal replacement, band sizing, movement overhaul with warranty, and exterior refinish. Bring your ring in to have the prongs checked and for a free cleaning. The most common jobs we do are sizing and re-tippings. Bring your ring in to have the prongs checked and for a free cleaning. If the prongs are worn down, you could loose your diamonds. We can re-tip the prongs, securing your diamond for many years to come.


We have access to the top graduate gemologists within San Diego County. These appraisals can be used for insurance purposes as well as updating your current appraisal.

Many insurance companies ask that appraisals be updated every three years. We offer a comprehensive appraisal, with a photograph, plot of the main diamond, and complete diamond report. With all the services Discreet Collateral Loan offers, it’s likely there is something we can you with. We look forward to meeting you.